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Caravan Industry & Park Operator magazine offers essential reading for holiday park owners and operators across the UK.

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Silent reviews for caravan park operators: a smarter way to check your insurance cover

For busy caravan park owners, insurance can sometimes feel like a checkbox exercise. But in today’s environment, where risks are constantly evolving and expectations are on the rise, insurance isn’t just about protection, it’s a strategic tool that helps businesses to build long-term resilience.

At Everywhen, we’ve supported the site operator sector for over 20 years. During this time, both the industry and the risks it faces have changed. Against that backdrop, having the right insurance is more important now than ever before. It gives owners protection and confidence, and it gives parks the flexibility to grow without unexpected barriers.

A fresh chapter for Everywhen

If you’ve known of us for a while, you’ll have noticed that we’re looking a little bit different this year. Our rebrand reflects the coming together of 35+ legacy brands now working together to give you broader expertise and support. Though our name and our identity have changed, our commitment to providing specialist insight for site operators remains just the same.

We know that changes in the market have created new questions for operators, particularly around what their current cover is actually doing for them. That’s why we offer free silent reviews to all site operators. They’re designed to give you a clearer picture of your insurance without disturbing your existing arrangements.

What is a silent review?

A silent review is a discreet assessment of all your existing insurance arrangements. One of our specialists will take the time to review your policy documents from top to bottom to see what you currently have in place and highlight any areas that you might want to look at more closely.

Your existing brokers or insurers won’t be contacted or made aware that the review is taking place. It’s simply a way to sense-check your existing arrangements and get practical insight and confidence, while at the same time remaining completely free to decide what you want to do with that information and determine your next steps. 

We don’t charge for our review and there aren’t any hidden fees. Our aim is to impress you to a level where you may consider working with Everywhen in the future. We believe we’ll demonstrate our value as a trusted advisor.

Why choose a silent review

It’s easy to assume that if your cover has recently been renewed, it still reflects your current business needs. But policies don’t always evolve in line with how a business grows. New facilities, changes in staffing, rising guest expectations or shifts in how you operate can all impact your risk profile over time.

When you’re constantly spinning plates, it’s hard to find time to go through each line of your policy to see what’s happening on the ground. Getting a silent review done can help highlight any areas that you may wish to consider further.

Let’s talk

A silent review can provide peace of mind and sometimes, identify important areas of cover that require further review or improvement.  This process is designed to be discreet – your existing arrangements will remain untouched, and your current brokers or insurers won’t be aware that a review is taking place.

Please note, upon undertaking a silent review, we cannot guarantee that your current cover is sufficient for all potential exposures. Its purpose is to highlight potential areas of cover for further review. We accept no liability for any loss, damage, or claim arising from reliance on this review, including any omissions or oversights that may also have been present in the original insurance arrangements.

If you have more questions, or you’d like to request your free silent review, our team are here to help. Contact Joseph Aspinall on:
T: 07967 850 015
E: joseph.aspinall@everywhen.co.uk

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